Worldwide Travel  Insurance
At everything abroad we offer travel insurance at a very competitive rate, please select the appropriate policy below for pricing and policy.

Single trip
Insurance for the occasional traveller-ideal for short trips
Please contact us for pricing and policy details 

Annual Multi-trip
Travel world-wide as often as you want for just one payment.
Please contact us for pricing and policy details 

Long Stay 
Overseas on Request Cover for long-haul travellers
www.fco.gov.uk/knowbeforeyougo

Worldwide Insurance Guidelines
ABI  Code of Conduct
Your travel insurers, under the Association of British Insurers General Business Code of Practice, have to bring to your attention some of the important features of your travel insurance policy: 
 Policy Document: You should read the document carefully.  It gives you full details of what is and is not covered and the conditions of the cover. Cover will vary from policy to policy and insurer to insurer. 
Conditions, Exclusions and Warranties: conditions and exclusions will apply to individual sections of your policy while general exclusions,  conditions and warranties will apply to the whole of your policy
Dangerous Sports and Pastimes: You may not be insured if you are going to take part in dangerous sports or pastimes where there is a high risk of injury,  check that your policy covers you.
Health: your policy contains restrictions regarding pre-existing medical problems concerning the health of the people travelling and or other people upon whose health the trip may depend. You are advised to read your policy carefully.
Property Claims: these claims are paid based on the value of the goods at the time you lose them and not on a `new for old` or replacement cost basis, unless otherwise stated in your policy.
Policy Limits: most sections of your policy have limits on the amount the insurer will pay under that section.  Some sections also include other specific limits, for example: for any one item or for valuables in total.  You are advised to check your policy if you intend taking expensive items with you.
Policy Excesses: Claims under certain Sections of the Insurance Certificate will be subject to an excess. Where there is an excess, You  will be responsible for paying the first part of a claim.
Reasonable Care: you need to take all reasonable care to protect yourself and your property.
Complaints: your insurance policy will have in it a complaints procedure which tells you what steps you can take if you wish to make a complaint.
Declaration of Material Facts: Non disclosure or misrepresentation of a material fact may entitle the Insurers to void the Insurance.  A material fact is a fact that is likely to influence the Insurers in the acceptance or assessment of the risks attaching to the insurance.  (for example, an Insured Persons state of health or that of a relative or friend on whom a planned holiday or trip may depend).
Cooling off` Period: Your policy may contain a `cooling off` period during which you can return the policy and get a refund, if you have justifiable reason for being dissatisfied with the cover it provides.
Your policy is governed by the law in the country that you reside in within the United Kingdom, unless you and your insurers have agreed otherwise.The person selling the travel insurance , or the insurance documentation, will identify your insurer. If you would like more information,  you should ask the person selling the travel insurance, particularly if you feel the insurance may not meet your needs        

Travel Insurance Premiums: WE STRONGLY RECOMMEND THAT ALL PASSENGERS TAKE OUT TRAVEL INSURANCE AT TIME OF BOOKING.

The premium should be added to your holiday deposit.  No proposal form need be completed. A summery of cover is set out in the following pages. The full policy wording will be sent to you. Please read it carefully.  

The maximum benefits. Full terms and conditions are as per the insurance certificate, a copy of which is available on request.  For all holidays including by   Car, Coach, Sea & Air Travel.